Understanding the credit card perks options can be overwhelming with so many alternatives available, each offering different rewards, incentives, and perks. We have streamlined the process to help you get started in less than 5 minutes, with ongoing monitoring so that you are always kept updated if there are improved choices for you.
**Evaluating Your Spending Habits**
The first step is to determine your monthly expenses across different categories such as:
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- Digital payments
- Tap-and-go
- Food and beverage expenses
- International payments
- General Spend
This information helps us better understand your spending patterns and determine the best set of credit cards based on your spend.
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**Personalized Credit Card Recommendations**
Next, our artificial intelligence system compares your spending patterns with our collection of credit cards to evaluate the potential rewards you could earn from various credit cards, considering factors like incentive percentages, caps, and exclusions.
We keep a current repository of credit card offers from all leading banks and providers in Singapore, including reward and discount cards as well as Enrollment Offers.
We also offer options for further optimization such as only focusing on select bank offerings or no-fee options for the first year.
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**Continuous Monitoring and Recommendations**
Since card benefits can change over time, our platform continuously updates its recommendations based on your usage patterns and informs you of changes to optimize your setup to maximize your benefit accrual. This dynamic approach ensures you always have the optimal selection to maximize your rewards and benefits.
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