Understanding the credit card perks landscape can be confusing with so many choices available, each offering different offers, benefits, and advantages. We've optimized the process to make it easier to start in less than 5 minutes, with continuous monitoring so that you are always informed if there are more suitable options for you.
**Evaluating Your Spending Habits**
The first step is to understand your monthly expenses across different categories such as:
Best Miles Card Singapore : Strategy
- E-commerce
- Wireless transactions
- Restaurant spending
- Overseas spending
- General Spend
This information helps us better understand your spending patterns and identify the most suitable group of credit cards based on your spend.
===
**Custom Credit Card Recommendations**
Next, our artificial intelligence system compares your spending patterns with our database of credit cards to estimate the potential rewards you could earn from various credit cards, considering factors like earning ratios, caps, and exclusions.
We keep a current repository of credit card offers from all leading banks and providers in Singapore, including miles and cashback cards as well as Sign-up Bonuses.
We also offer options for further optimization such as only focusing on select bank offerings or cards with no required first-year annual fee.
===
Endowus vs. Syfe: Which Digital Wealth Platform is Better for Young Investors in Singapore?
**Continuous Monitoring and Recommendations**
Since credit card terms can change over time, our platform continuously updates its recommendations based on your spending and informs you of changes needed in your card portfolio to maximize your benefit accrual. This adaptable process ensures you always have the ideal set of cards to achieve the highest returns.
===